• Tel: 803.707.9997
    Email: info@kwestmortgage.com

  • A new home on your Land

    Up to 100% permanent financing available.

    Plan your dream Kitchen

    Financing packages can include all new major appliances and upgrades.

    Fixed Rates - No Construction Loan needed

    Lock-in today's low fixed rates on your permanent financing.

  • USDA 30-year Fixed Guaranteed Rural Housing Loans

    You can purchase your next home in a designated rural area with no money down with the Guaranteed Rural Housing Loan Program. These loans are eligible in a wide range of non-metropolitan statistical areas, including many suburbs.

    This unique loan program is offered through the Rural Housing Service, an agency of the US Department of Agriculture and designed to assist low- and moderate-income rural residents by providing better access to affordable housing finance options including little or not out-of-pocket costs in eligible areas.

    • Available to low- and moderate-income borrowers whose adjusted income is equal to or less than 115% of the area median income.
    • For properties located in a designated rural area as determined by the U.S. Department of Agriculture: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
    • Owner-occupied primary single family non-farm residences, FHA approved condos, and PUDs
    • New construction projects are eligible
    • Purchase or rate/term refinance
    • Finance up to 100% of the market appraised value, including all recurring and non-recurring closing costs, in some circumstances (for home purchases)
    • Loan amounts as high as $417,000 in the continental U.S. Higher in Alaska and Hawaii.
    • Credit scores as low as 620 (conditions apply)
    • No asset or reserve requirements and gift funds are allowed

    Call us today to get started!