With the USDA Guaranteed Rural Housing Loan program you have the opportunity to purchase a home in a designated rural area with no down payment. Contrary to the media myths and other sources there are special programs to allow folks to enter the opportunity of homeownership without a huge down payment and flexible credit requirements. One of the best-kept secrets available to millions of new homeowners is the USDA Rural Development home loan program.
USDA Rural Housing loans can be used to purchase a:
Talk with us today about properties that are eligible for USDA Housing Loans.
Financing a home with the USDA program is not much different than other home loans. Just less money needed to buy your first home. The process flow looks like this:
USDA loans aren’t the right fit for every buyer, but for those first time and repeat buyers needing that extra help in achieving their homeownership goals it a great sound safe option.
Why you might want to consider a USDA Guaranteed Home Loan:
"My friends, family, and co-workers have made that big leap to homeownership, rates are at historic lows, prices are on the move back up, and I really want to stop renting and become a homeowner too, but by the time I could save up a big down payment all that will be over.
With regular living expenses I just can’t save up that 20% down I keep hearing is needed."
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