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Items you'll need when applying for a home mortgage:

Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process.


The following information is usually required during the loan process:


Sources of Income

      • Names and addresses of employers (last two years)
      • Paycheck stubs for the last 30 days (that show your year-to-date earnings)
      • Copies of W2 forms for last two years
      • Tax records for past two years
      • Income sources and amounts

Assets – Balances

      • Last three months bank statements (all pages)
      • Market value of real estate
      • IRA, 401K, VIP, Pension Plan information
      • Stock and bond statements

Liabilities – Payments & Balances

      • Account numbers, payment amounts and balances
      • Credit Cards – balances and minimum payments
      • Child care costs
      • Copy of divorce decree (if applicable)
      • Alimony and child support amounts (if applicable)

For VA home loans –

      • Form DD214
      • Certificate of Eligibility

If Self Employed

      • Current profit and loss statement
      • Corporate tax returns for last two years

Other Information

      • Social Security Number and Valid Identification
      • Residences and landlords’ phone numbers (last two years)