• Tel: 803-707-9997
    Email: info@kwestmortgage.com

  • Don't Wait...Get Started Today!

  • 3 Great Options to Choose From

  • One of the great things about working with an independent mortgage brokerage is all the available options. The first one being how you get started.  
    In addition to an over the phone or in-office consultation here are 3 other options to making the leap toward home-ownership fast, easy, and convenient.

  • Pre-Approval

    If you have found a home or are contemplating buying or refinancing the one you own now in the next 30 to 90 days this is our most robust option to get that ball moving quickly. It’s supper easy and safe and can be done using our smartphone app, PC, or both.

    Pre-Approval

  • Pre-Qualifications

    Just dipping your toes in the water to see if home-ownership is for you? With this tool you will receive a free assessment of your qualifying criteria like income, debt load, and credit by an experienced licensed credit/lending professional at no cost to you. In addition to our free credit coaching you may also receive back current special offers. All this and more and never a hard-pull credit inquiry to find out what home loan options are available for you.

    Get Pre-Qualified

  • Just your Rates Please

    Already know your housing credit scores and other qualifications and just want to find out if that guy with the call-center lender are gal at the retail bank is giving you a fair deal? This quick and easy option allows you to enter your criteria and receive back the most recent rate/term offers available from our panel of wholesale lenders. The accuracy of your free quote is dependent on the accuracy of your entries so try to be as close as possible.

    Get Rates

  • Items you'll need when applying for a home mortgage:

    Sources of Income –
    Names and addresses of employers (last two years)
    Paycheck stubs for the last 30 days (that show your year-to-date earnings)
    Copies of W2 forms for last two years
    Tax records for past two years
    Income sources and amounts
    Assets – Balances
    Last three months bank statements (all pages)
    Market value of real estate
    IRA, 401K, VIP, Pension Plan information
    Stock and bond statements
    Liabilities – Payments & Balances
    Account numbers, payment amounts and balances
    Credit Cards – balances and minimum payments
    Child care costs
    Copy of divorce decree (if applicable)
    Alimony and child support amounts (if applicable)
    For VA home loans –
    Form DD214
    Certificate of Eligibility
    If Self Employed –
    Current profit and loss statement
    Corporate tax returns for last two years
    Other Information –
    Social Security Number and Valid Identification
    Residences and landlords’ phone numbers (last two years)
  • Items you’ll need when applying for a home mortgage: