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    Email: info@kwestmortgage.com

  • Jumbo Loans

    A Jumbo Loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $510,400 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes [...]

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    Refinancing

    Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in [...]

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    Veterans Affairs

      The VA Loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders, such as a mortgage company or bank, and guaranteed by the U.S. Department [...]

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    USDA

    With the USDA Guaranteed Rural Housing Loan program you have the opportunity to purchase a home in a designated rural area with no down payment. Contrary to the media myths and other sources there are special programs to allow folks to enter the [...]

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    Renovation

    A Home Renovation Loan  gives homeowners access to funds needed to fix up their home. These renovation loans can come in the form of mortgages with built-in fixer-upper funding or personal loans. You might[...]

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    Fixed Rate

    A Fixed-Rate Mortgage (FRM) is a mortgage that does not change over the life of the loan. FRM has a fixed interest rate for the entire term of the loan.  Most Fixed-Rate Mortgages [...]

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    Adjustable-Rate

    An Adjustable-Rate Mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan. With an adjustable-rate mortgage, the initial interest rate is fixed for a period of time. [...]

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    Federal Housing Administration

    An FHA Loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA Loans require a lower minimum down payments and credit scores than many [...]

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